Terms of service

Terms of Service
Effective Date: August 2026
Welcome to Karma Collection™. By accessing or purchasing from our website, you agree to these Terms of Service. Please read them carefully before using our website or purchasing our products.
1. Acceptance of Terms
By visiting our website or purchasing our products, you agree to be bound by these Terms of Service, our Privacy Policy, and our Refund Policy.
If you do not agree with these terms, please do not use our website.
2. Products & Services
Karma Collection™ offers digital products designed to support personal growth, mindset, wellness, faith, business, and abundance.
All product descriptions, pricing, and availability are subject to change without notice.
3. Digital Downloads
Unless otherwise stated, all products are digital downloads.
No physical product will be shipped.
After payment is successfully processed, customers will receive access to their purchased digital files.
4. Intellectual Property
All content available on this website, including but not limited to:
Journals
Planners
Affirmation cards
Graphics
Logos
Branding
Text
Digital downloads
Product designs
is the exclusive property of Karma Collection™ and is protected by copyright and intellectual property laws.
You may not:
Copy
Reproduce
Resell
Redistribute
Share
Modify for resale
Claim our work as your own
without prior written permission.
5. Personal Use License
Your purchase grants you a non-exclusive, non-transferable license for personal use only.
Purchasing a product does not transfer ownership or copyright.
6. Payments
All prices are listed in U.S. Dollars (USD).
Payments are processed securely through Shopify and its authorized payment providers.
Karma Collection™ does not store your payment information.
7. Refund Policy
Due to the digital nature of our products, all sales are final unless otherwise stated in our Refund Policy.
If you experience technical issues accessing your purchase, please contact us so we can assist you.
8. Limitation of Liability
Our products are intended for educational, inspirational, and personal development purposes only.
Karma Collection™ does not guarantee specific financial, personal, health, or business outcomes from using our products.
To the fullest extent permitted by law, Karma Collection™ shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or products.
9. Accuracy of Information
We strive to keep all information accurate and up to date; however, we cannot guarantee that every description, image, or piece of information will always be complete or error-free.
We reserve the right to correct errors at any time.
10. Privacy
Your privacy is important to us.
Please review our Privacy Policy to learn how we collect, use, and protect your information.
11. Changes to These Terms
Karma Collection™ reserves the right to update or modify these Terms of Service at any time.
Changes become effective immediately upon being posted to our website.
12. Governing Law
These Terms of Service shall be governed by and interpreted under the laws of the State of Missouri, without regard to its conflict of law principles.
13. Contact Us
If you have any questions regarding these Terms of Service, please contact us:
Karma Collection™
Email: support@karmacollection.co
Thank you for choosing Karma Collection™. We are honored to be part of your journey as you design the life you were created to live. 💜